Preparing to Buy

Before you start shopping for your property, it is a good idea to make some preparations.

Get Your Paperwork in Order.

Your lender will need access to your financial documents. You will need it to secure financing for your property. The following are typical documents the lender may ask you for:

Financial statements
Bank accounts
Investments
Credit cards
Auto loans
Recent pay stubs
Tax returns for two years
Copies of leases for investment properties
401K statements, life insurance, stocks, bonds, and mutual account information.

Check Your Credit Rating.

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union. We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields.

Get Pre Approved

Before we can make an offer on a property we will need you to be pre-approved with a lender. We have a list of local lenders under the lenders tab.

Be Careful With Your Finances.

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.

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Main Content

Preparing to Buy

Get Your Paperwork in Order.

Check Your Credit Rating.

Get Pre Approved

Be Careful With Your Finances.

Have Any Questions? Get In Touch.

Have Any
Questions? Get In Touch.